This website of Cura & Senectus Investment AG (hereinafter: ‘C&S’), which has its office at Hintergass 19, FL9490, Vaduz, Liechtenstein, is subject to the terms and conditions of this disclaimer (hereinafter: the ‘Disclaimer’).

Please read this Disclaimer carefully

Access to and use of this website implies that you agree with this Disclaimer. C&S is an investment company and has an FMA (Financial Market Authority) licence to do so. C&S is registered with the Authority for the Financial Markets in Liechtenstein (FMA). You can find our registration here.

The information provided by C&S on/via this site (s) is not an offer, investment advice or financial service. The information provided by C&S is derived from sources that may be considered reliable, but the accuracy and completeness thereof cannot be guaranteed. The information provided is only indicative and may be changed at any time without further notice. C&S and (possible) other suppliers of information to this site (s) do not accept any liability for the content of this site (s) and the information provided thereon / through it.

The calculations on the site are based on a number of general principles which are not certain or which apply to your personal situation. The calculations are therefore only indicative and may be subject to change. You are responsible for the choice and use of the information and may only be used by yourself. It is not permitted to transfer, reproduce, edit or distribute the information. You must follow the instructions of C&S regarding the use of the information.

Investing

The value of your investment may fluctuate. Past performance is no guarantee for the future. Information about the performance of a security or the underlying financial asset always relates to the past. The values and prices shown on this website do not necessarily reflect the current value or price on the market on which the user may intend to buy or sell a particular security. In addition, prices for transactions of a certain size may differ from the value or prices shown on this website or the current prices on the relevant market. Contact your financial advisor to find out which investments match your established risk profile. If you invest (in part) with borrowed money, this means that you run the risk of losing the deposit or even leaving a debt.

Use of the website

Although C&S endeavours to provide accurate, complete and up-to-date information from sources deemed reliable, C&S does not provide any guarantee, either explicitly or implicitly, that the information provided on or via this website is accurate, complete or up-to-date. Decisions based on this information are at your own expense and risk. The content of this website is only intended for private use and may not be used for commercial purposes. Without the prior written consent of C&S, the user of the site is not permitted to copy, transfer, distribute or circulate the content of the site or make it available to third parties either free or against payment.

C&S manages and maintains this website from Liechtenstein and therefore does not guarantee that the information offered on or via this website is suitable or available for use in other countries. If you use this website from countries other than the Liechtenstein, you are responsible for compliance with applicable local laws.

The C&S website may use cookies that are stored on your device when you use the website. Cookies are small files that allow a correct order and transfer of data to subsequent pages. When you close the C&S website, the cookies will be deleted, and no behaviour analysis will be performed. Statistical evaluations to monitor the success of the website are carried out anonymously without personal reference.

Information from third parties

References or hyperlinks to other internet sites that are not the property of C&S are only included for the information of the user and to increase usability of the website. C&S has not verified the truth, accuracy, reasonability, reliability and completeness of information on such websites. The provision of the hyperlink by C&S does not imply any invitation, approval, recommendation or participation of C&S in these websites, their owners or the administrators. C&S has the information, software or products

Data Protection Notice

C&S has a Data Protection Notice in place. If you leave your personal data or request to be contacted on our website or via our website, you give consent to C&S having access to that personal data and store it. Usually via the website this is usually limited to name and telephone number however, If you provide more personal details, via notes, emails or website inquiries, you do so willingly and purposely for C&S to act or re-act and provide us the right to either contact you or store your data with us.

Intellectual property rights

C&S, or the owner, retains all rights (including copyrights, trademark rights, patents and other intellectual property rights) about all information offered on or via this website (including all texts, graphics and logos).

Exclusion of liability

C&S, its directors, employees and agents accept no liability whatsoever in respect of direct, indirect, special, incidental, immaterial or consequential damages (including lost profits), regardless of whether C&S has been informed of the possibility of such damages, which in any way results from, but need not be limited to:

1. defects, viruses or other imperfections in equipment and other software in connection with access to or use of this website,
2. the information offered on or via this Internet site,
3. the interception, modification or improper use of information sent to DWM or to you,
4. the operation or unavailability of this website,
5. misuse of this website,
6. loss of data,
7. claims of third parties in connection with the use of this website.

Changes

C&S reserves the right to change the information provided on or via this website, including the text of this Disclaimer, at any time without further notice.

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January 2019